Yieldstreet Review: The Easy Way to Get Into Alternative Investments
Are you looking for a way to diversify your portfolio and start investing in alternative assets, but don't know where to start? Look no further than Yieldstreet - the user-friendly platform that makes it easy for retail investors to dive into private investment vehicles and access funds usually reserved for the elite.
In this review, we'll cover everything from the types of investments offered to the details of their private market assets and beyond, so that you can make an informed decision as to whether or not these asset classes are right for you.
Table of Contents
- What is Yieldstreet investing?
- Private investment vehicles managed by Yieldstreet
- Is Yieldstreet risky?
- What is the average return on YieldStreet?
- Conclusion: Go beyond the stock market
- Related articles
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What is Yieldstreet investing?
Yieldstreet is a secure and uncomplicated investment platform that allows investors to access a wide range of alternative investment opportunities.
Yieldstreet's top investment managers are industry-leading specialists in curating private market alternatives, allowing you to diversify your investment portfolio with multiple asset classes such as private equity, venture capital, debt financing products, commercial loans, art funds, private real estate, short-term notes, or their own Yieldstreet Prism Fund.
Individual investors can gain exposure to these without the large initial capital requirements or involvement typically associated with private markets investments.
With competitive returns, low minimum investment, fair management fees, and a wide variety of assets for investors to explore beyond the stock market, Yieldstreet provides an easy way to get access to alternative investments traditionally reserved for accredited investors.
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Private investment vehicles managed by Yieldstreet
Have you considered different income and growth strategies for your portfolio, other than stocks and ETFs? Yieldstreet provides more alternative asset classes than any other platform, with quality investments without institutional costs.
Is now the time to invest in Alt. investments? Let's explore the main products selected by Yieldstreet Management LLC.
Throughout the last 15 years, all major financial downturns have seen private markets outperform public stocks*, as illustrated below.
Private equity investing involves buying ownership stakes in private companies, which can offer substantial returns on investment. View open offerings to start investing in alternatives today.
Private credit investments offer higher returns than many traditional asset classes, and the risk associated with them can be managed by carefully selecting investment opportunities.
These investments are typically only available to accredited investors due to their complex nature and high minimum investment requirements. However, for those willing to take on the additional risks involved with private credit, proper research, and due diligence could lead to potentially high returns on investment. Explore the most recent offerings from Yieldstreet.
Investors can improve their portfolio's potential by diversifying through real estate investments, which are generally less correlated with stock markets. Real estate finance (debt) often has interest paid monthly.
Whether you're in search of diversified exposure or direct access to exclusive real estate deals, investment minimums begin at only $5k - start unlocking your future now!
Yieldstreet Prism Fund
Make a single investment and unlock the potential of an income-producing alternative asset portfolio that is available to everyone.
With the Yieldstreet Prism Fund, retail investors can access a variety of asset classes such as art, commercial and consumer finance, legal investments, real estate ventures, and more.
This Prism Fund is a professionally-managed portfolio that offers multiple income credits, with an accessible low minimum ($5,000) and simplified 1099 tax reporting.
Be aware that, when investing in the Yieldstreet Prism Fund, your money is not protected or insured by the FDIC or any other federal governmental agency. Additionally, Yieldstreet does not assure any returns or guarantee gains from investments made in this fund.
View the Yieldstreet Prism Fund Prospectus.
Regardless of accreditation status, the Growth & Income REIT fund and the Yieldstreet Prism Fund are available to all investors. Each product has a minimum initial investment of $5,000.
In the past, diversifying retirement accounts with Alt assets involved substantial difficulties and charges. It is now easier to access private market alterna
tives, allowing you to expand your IRA portfolio as if investing in a normal taxable account.
Move beyond stocks and bonds with seamless tax-efficient investing. Open a Yieldstreet IRA to add private markets to your retirement portfolio.
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Yieldstreet Wallet is a checking account that earns 3.25% annual interest on funds held. Your wallet will be created simultaneously as you set up your investor profile - no extra steps required. You can fund it through bank deposits.
Sign up to explore all available individual offerings access funds or download the Yieldstreet mobile app.
Is Yieldstreet risky?
The YS Wallet is an account held at Evolve Bank & Trust, which is an FDIC-insured bank.
Yieldstreet is a 506(c) entity, SEC-registered investment adviser, and therefore obligated to comply with all SEC rules and regulations. The firm is subject to periodic examinations by the SEC.
Investments on the platform are either structured using a special purpose vehicle (SPV) or borrower payment dependent notes (BPDN). The trustee is the Delaware Trust Company; the investment company act as the secured party concerning the pledge of the equity interest in the associated SPV for the benefit of the BPDN noteholders.
Investment managers like BlackRock recommend supplementing your portfolio of stocks and bonds with up to 20% private market alternatives. See how it works.
Yieldstreet's investment team partners with their origination entities to follow a set of protocols when it comes to servicing their portfolio. Their matured investments have largely performed in line with initial expectations.
However, investors need to understand the risk of defaults when investing. Buy or sell securities involves risks of losing money and past performance is not indicative of future results.
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What is the average return on YieldStreet?
Yieldstreet boasts an impressive 9.8% net annualized return (Internal Rate of Return).
The net annualized return represents an average net realized IRR on all matured investments, except the Short-Term Notes program, made by private investment assets managed by YieldStreet Management LLC from July 1st, 2015 to July 18th, 2022. This figure takes into account each investment’s size and subtracts any management fees or other expenses charged that were incurred.
Have a look at their platform which offers statistics and a deeper look at the historical average net performance since inception.
Conclusion: Go beyond the stock market
In conclusion, Yieldstreet is an ideal platform to look into alternative investment opportunities. With its varied selection of investment offered, investors now have the opportunity to explore rarely accessible options and potentially earn a competitive return on investments.
However, if you are looking to invest in their single asset class offerings, you must be an accredited investor. Only the Prism Fund is available to all.
So why wait? Start investing today, take your financial future into your own hands, and gain alternative investing experience. From private markets to real estate, art funds, and more, grow your net worth and improve your wealth!
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No Financial Advice. This article does not provide financial advice and has been prepared without taking into account any person’s investment objectives, financial situation, or particular needs.
*As of 01/26/2023. The chart represents the largest quarterly drawdowns in the S&P 500 since 1/1/2008. “Private markets” represents an equally weighted (33.3%) blended index across Private Real Estate, Private Equity, and Private Credit. Private Real Estate consists of the NCREIF Property Index (33.3%), Private Equity consists of the Preqin Private Equity Index (33.3%), and Private Credit consists of the Preqin Private Debt Index (16.65%) and Cliffwater Direct Lending Index (16.65%). Past performance is not indicative of future results. It is not possible to invest directly in an index of private market assets. Unless otherwise noted, financial indices assume reinvestment of dividends. All indices are unmanaged.
Investment advisory services are only provided to clients of YieldStreet Management, LLC, an investment advisor registered with the Securities and Exchange Commission, under a written advisory agreement.